Bank of america wire transfer how to#
Bank of america wire transfer free#

Usually, you have to wire it to a large/national bank, with instructions to wire it to the actual bank. NOTE: The reason Google is giving you any hope at all is that wire transfers (especially international ones) aren't instantaneous. A few people got lucky and pulled the cash back before the account is emptied, you weren't one of them.

Bank of america wire transfer free#

No one dressed up and impersonated you at the bank - you walked in and sent the money of your own free will. No amount of talking about SWIFT or anything else that Google tells you will change a thing That's the only way you'll see a cent returned to you (but don't count on it). Please be nice to them and work with them and law enforcement. They are not incompetent, they don't want to waste much time on a fruitless chase. The reason they don't seem interested is because they know what I (and everyone who upvoted) know - the money is gone. The bank employees are trying to be nice to you. All the research and worry in the world won't bring it back.Įdit 2 - the bank employees did what you askedįrom comments, it sounds like you're blaming the bank for your own bad decision. The best thing you can do is stop obsessing over it and move on. Sometimes you lose money for a dumb reason - that's life. It sucks, but everyone on this site has lent money to a friend, or put it into an investment or business venture that went belly up.

Bank of america wire transfer how to#

Scammers know how to take the money and run - it's their job. It hurts to hear, but you've just learned a $10,000 lesson. Why would they take money from their customers to issue a refund on a legitimate transaction. Receiving Bank - They got a legitimate wire transfer from your bank. Your Bank - Why would they, they were acting on your orders. These sites mention Western Union and Money Gram, both services used frequently by scammers.Įven if they could reverse the wire transfer, the money is likely long gone from the account. I'm sorry to keep giving you bad news, but your money is gone.

Imagine if you sold a house and the buyer decided to 'dispute' the payment.Īmong other things in the links, this is important The reason wire-transfers (and several other things) cannot be taken back is because the bank needs to act as a trusted 3rd party. Never send money wire-transfer, Western-Union, or any other service that doesn't have a way to pull the money back. Most of the time when you dispute a charge, the credit card company eats it because you're paying them 18% APR. Credit cards offer fraud protection to encourage use. Things like and wire-transfers are designed so you cannot take it back. You wired the money, then realized you'd been duped.